FAQ: If my trip is delayed past the original return date, does my travel insurance coverage extend as well?
Yes. All travel insurance coverages will be extended if your entire trip is covered by the plan and your return is delayed by unavoidable circumstances beyond your control. If coverage is extended, coverage will end either on the date you reach your originally scheduled return destination or seven days after your scheduled return date, whichever comes first.
Travel Insurance Extension
Unforeseen events can arise when traveling abroad, prompting the need for extended trip insurance. Extending travel insurance gives you continued coverage throughout the extended stay period.
What to Do if You Know You'll Need an Extension
Getting sick or injured while traveling abroad can be devastating for many people. When it happens, travel protection can help lessen the burden. However, there's always the possibility of needing to extend your trip's duration for reasons out of your control.
We recommend contacting us as soon as possible to inform of us of your need for extended coverage.
We also always recommend reviewing your plan documents to familiarize yourself with the terms and conditions of the coverage prior to departure. Reviewing these documents before your trip better prepares you to act quickly when things don’t go according to plan. Our team is always here to help answer any questions about your coverage.
Covered Reasons to Extend Your Policy
If you have a travel protection plan from Generali Global Assistance, we offer an extension of seven days or up until you reach your scheduled return destination, whichever comes first. However, in order to use this extension benefit, you’ll need to make sure the reason for the extension is covered under our plan.
Here are some commonly covered reasons to extend your travel insurance policy:
Travel Delays
Things like flight delays and cancellations can be frustrating and, in some cases even push the date of your return a day or two later than expected.
Adverse Weather
Unpredictable weather conditions, such as snowstorms, hurricanes, or other severe weather events, may also result in trip delays.
For example, a hurricane may force air travel destinations to close, forcing flights to be rescheduled for later dates. Extending travel insurance coverage helps cover costs associated with the trip delay.
Illness or Injury
Medical emergencies can strike anyone at any time, even while traveling abroad. Extending your travel insurance coverage may be a valuable option if you or your traveling companion falls sick and can't continue with the trip. Our protection plans cover Trip Interruptions due to illnesses, allowing you to recoup insured travel expenses.
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