Hawaii Vacation Tips: Best Ways to Get There and Live Like a Local

• Travelers with one or two layovers should pack a swimsuit, undergarments and other essentials in their carry on so they can begin enjoying their Hawaii vacation even if their checked bags don’t make it to the islands on time. Many travel insurance policies include coverage that can be helpful if baggage is lost or delayed.
  
  
• When looking to get a good deal on flights, subscribe to weekly emails to track fares on popular carriers, including Hawaiian Airlines.

Hawaii made the list of the 10 Most Popular Trips Covered by Travel Insurance. Find out why.

• Hawaii is very casual. Stay in the aloha spirit and don't over pack. 
  
  
• Flip-flops (called slippers on the islands) and sandals are staples for a Hawaii vacation.
  
  
• Hawaii has a tropical environment. So be aware what that humidity can do to your hair and plan accordingly!
  
  
• Be vigilant about sunscreen. Twenty minutes of sunshine on the Hawaiian Islands is the equivalent of one hour in the Midwest.
  
  
• When shopping on the islands, make sure you sign up for the discount cards at the local grocery stores, such as Foodland or Safeway.
  
  
• Keep Hydrated. Tap water is good to drink when you’re in Hawaii.
  
  
• Always seek out local experiences such as farmer's markets and hiking. Hawaiians are very friendly people, so don't hesitate to ask them questions or get their recommendations for fun things to do.
  
  
• Stick with beaches that have lifeguards on duty. As the Hawaiians say, approach the ocean with respect and don't underestimate the sea. You should always have one eye on the wave and one eye on the shore. Never go out swimming by yourself—use a buddy system for a safe Hawaii vacation.

• The ideal times for Hawaii travel are the off-season months of April, May, September and October. It is not as expensive, but there's still great weather.
  
  
• Time Zones – the Hawaiian Islands don’t participate in Daylight Saving Time, so be aware of the time change. 
  
  
• The cost involved to plan a trip to Hawaii is a major reason to buy travel insurance for a Hawaiian vacation - see more reasons.